Rating Analyst - Asset‑Backed Securities, Denver or Toronto

Grade Level (for internal use): 09 The Team:   Credit Ratings is an integral part of the Global Ratings Services team,  comprising  a diverse group of 1,400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.        The Structured Finance and Alternate Investment Funds practice evaluates the credit risk of securitized products and fund structures by analysing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios. Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.         This role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. Financial markets are constantly evolving, and this role supports the   timely   delivery of high-quality credit opinions on innovative and complex structured finance transactions backed by   both   ABS assets,   as well as   ratings on short-term securities, including Letter of Credit, Tender Option   Bond   and Commercial Paper.        The Impact:   At S&P Global, our values   -   Discovery, Integrity, and Partnership   -   shape how we work, how we collaborate, and how we earn trust with our customers and each other. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights. By   leveraging   technology with human   expertise , we help our teams navigate complexity and deliver actionable, decision-ready intelligence   without compromising quality, accountability, or integrity.     What You Stand to Gain:     At S&P Global Ratings, you will contribute to independent credit opinions the market relies on, strengthened by innovation that accelerates analysis.     We are People Forward. When you join S&P Global,   you’ll   benefit   from:   Join ing   a diverse community where your growth and well-being come first—just like the 35,000+ colleagues who choose S&P Global every day.   Bring ing   your best self to work in an environment that values inclusion, collaboration, and authentic engagement.   Celebrat ing   your achievements with us.   We’re   committed to your continuous learning, offering education, training, and career coaching to help you grow and adapt in a changing world.   Connect ing   through our People Resource Groups, which foster awareness, engagement, and a sense of community—both within S&P Global and beyond.

Team Contribution & Capability Building    Develop credit judgement through feedback/coaching and standard methodologies; reinforce standard ways of working to improve consistency and trust.     Support AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automations that support judgment, reduce rework, and accelerate delivery.    Support onboarding/capability-building of more junior colleagues through guidance on routines, quality standards, and effective use of approved tools .     Contribute to workflow improvement initiatives.    Support innovation by proactively challenging existing processes,   leveraging   new tools, and applying fresh perspectives to complex data and problem-solving,     Core Analytical & Delivery    Own delivery for assigned credits with clear status updates, strong   prioritisation , and early escalation of risks/dependencies to ensure decision-ready outputs.    Maintain ongoing surveillance for assigned credits you support with,   synthesising   developments into insights that support analytical discussions and committee materials with