Credit & Risk Specialist - Revenue Ops

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Pinterest’s Global Credit Risk team sits under the Revenue Risk team within Finance / Accounting and owns credit risk management, KYC, and AR reserves for our global advertiser base. We partner closely with Sales, Revenue Operations, and Revenue Accounting to enable growth while protecting Pinterest from credit losses.As a Credit Analyst, you’ll help define how we evaluate risk, set credit limits and payment terms, and keep our order‑to‑cash process running smoothly.

• Assess advertiser and agency creditworthiness using financial information, payment history, credit agency data, and internal risk tools.

• Set,maintain, and adjust credit limits and payment terms within defined approval matrices, and escalate higher‑risk or high‑value accounts to Credit leadership.

• Review and decision credit holds on insertion orders / PinOrders — approving within authority, conditioning approval (e.g., guarantees, deposits, shorter terms), or declining with clear rationale.

• Partner with Collections to resolve past‑due balances to help mitigate credit risk and reduce potential losses.

• Help prepare quarterly AR reserve analyses and support SOX‑relevant controls by maintaining accurate documentation and audit‑ready workpapers.

• Manage a queue of cases in Salesforce and other internal tools, meeting SLAs while keeping data (credit limits, terms, risk codes) complete and accurate.

• Collaborate with Sales, RevOps, and Accounting to explain credit decisions, discuss risk appetite, and align on strategies for strategic or complex accounts.

• Identify and help drive process and tooling improvements (for example, reducing unnecessary manual reviews, clarifying thresholds, or improving automation coverage).

• Leverage data analysis to uncover strategic insights, support decision-making, and identify opportunities to improve credit risk processes, policies, and outcomes.

• Experience:

• 2+ years of experience in B2B risk, credit, corporate lending, banking, or order‑to‑cash / AR roles, preferably in a tech, media, or advertising