Technical Engineering Director – Auto Loan Originations & Dealer Platforms

Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, TN, 'job flexibility benefits' (also known as I-140 or Adjustment of Status portability), etc. now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future. This position is based in Plano, TX.   Who We're Looking For Toyota Financial Services is seeking a Technical Engineering Director  to lead the design, development, modernization, and delivery of enterprise-scale solutions across Auto Loan Originations, Dealer Platforms, Consumer Lending, and Credit Decisioning systems. This is a hands-on technology leadership role responsible for driving engineering strategy, architecture, platform modernization, and software delivery. The ideal candidate combines deep software engineering expertise with a strong understanding of automotive finance and lending ecosystems and can provide technical leadership across distributed engineering teams. The successful candidate will be responsible for building scalable, secure, resilient, and high-performing platforms while leading engineers through complex business and technology transformations.

As a Technical Engineering Director, you will: Lead the architecture, design, and development of mission-critical applications supporting auto loan originations, dealer desking, credit decisioning, pricing, incentives, funding, and servicing workflows. Provide hands-on technical leadership and engineering direction to multiple Agile development teams. Drive engineering best practices across architecture, coding standards, API design, security, observability, resiliency, and cloud-native development. Partner with Product Management, Enterprise Architecture, Security, and Business teams to translate business objectives into scalable technical solutions. Lead solution architecture reviews and technical design sessions to ensure long-term maintainability and platform scalability. Guide engineering teams through complex integrations with internal and external systems, including dealer platforms, credit bureaus, identity providers, and third-party vendors. Establish and enforce engineering standards for: Microservices Architecture, API-First Development, Event-Driven Systems, CI/CD Pipelines, Cloud-Native Applications, and Secure Software Development Practices Drive modernization initiatives involving legacy platform decomposition, application refactoring, and migration to modern cloud architectures. Oversee application performance, reliability, availability, security, and production readiness. Partner with DevOps and SRE teams to improve operational excellence through automation, monitoring, alerting, and incident management practices. Mentor and develop engineers, technical leads, and architects while fostering a culture