Lead Equipment Finance Credit Underwriter

About this role: Wells Fargo is seeking a Lead Equipment Finance Underwriter within our Commercial Capital group. This is a great opportunity to work with one of the top commercial banking lenders in the U.S. Learn more about the career areas and lines of business at wellsfargojobs.com. #commercialbanking The WFEF Commercial Vehicle Group (CVG) Underwriter is responsible for the underwriting and management of titled vehicle vendor, leasing or finance, and third party origination programs where there is high reliance on the program counterparty.  This includes managing floorplan relationships with transportation equipment dealers. In this role, you will: Lead complex initiatives for researching financial and credit information for larger and more complex commercial or business loan and lease requests Assist in structuring and approval of loan or leases within delegated authority and recommend transactions in excess of credit authority Review and research financial and credit information for larger and complex loans and lease requests that require in-depth evaluation Make decisions in complex and multifaceted situations requiring exceptional understanding of the Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements Collaborate and consult with peers, colleagues, and managers to achieve business objectives Mentor or review analysis of less experienced individuals Lead projects and approve transactions in excess of their credit authority Required Qualifications: 5+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Strong cash flow analysis skills Familiarity with various collateral types Document negotiation skills Financial Analysis experience Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint Experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing) Experience working on transactions >$15MM Strong communication skills with experience presenting to Senior Leadership and communicating with external clients Job Expectations: Ability to travel up to 10% of the time Ability to work a hybrid work schedule This position does not support Visa Sponsorship Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process Job Locations: 600 S 4th St - Minneapolis, MN 55415 10 S Wacker Dr - Chicago, IL 60606 2600 S Price Rd - Chandler, AZ 85286 801 Walnut St - Des Moines, IA 50309 5000 Riverside Rd - Irving, TX 75039 Pay Range: Minnesota - Minneapolis Pay Range: $153,000-$239,000 Illinois - Chicago Pay Range: $153,000-$239,000 Arizona - Chandler Pay Range: $139,000-$217,000 Iowa - Des Moines Pay Range: $139,000-$217,000 Texas - Irving Pay Range: $139,000-$217,000 Pay Range   Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs). $139,000.00 - $260,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  Benefits - Wells Fargo Jobs for an overview of the following benefit plans