Specialist, Small Market Management Liability Underwriting – E&S/S (E-Risk Services)

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Summary Are you a critical thinker who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people solve real challenges, we want to know more about you! As the highest, non-management level underwriter, responsible for assessing a company's risk profile and determines/negotiates the appropriate pricing, coverage, terms and conditions by independently analyzing a company's financial documents and other information. Including, but not limited to the company's viability, issues, governance, regulatory environment and experience. Achieves team production and loss ratio goals within assigned territory by reviewing and analyzing claims, loss history and taking appropriate action on individual accounts. The underwriter works independently developing recommendations and applying judgment based on the financial analysis. Establishes and maintains effective relationships with brokers in order to generate premium dollars and profitably. Territory assignments are highly complex in nature concerning coverage and agent/broker/ relationships. Responsible for the training and mentoring of underwriting team members. Involved with the management and marketing of that territory.

Key Responsibilities: Within established guidelines, analyze and review application, financial documents, company management, company prospects, industry prospects, legal structure and outstanding litigation. Determines proper insurance program including layer attachment, terms, conditions, pricing and alternatively decline or non-renewal of coverage. Servicing of existing and/or new accounts, including quote letter, binders, policy & endorsement issuance. Handles complex policy maintenance items and other mid-term requests. Reviews endorsement requests and processes necessary changes to the policy. Follows up on outstanding information as required. Reviews claim activity and takes appropriate action. Achieves production and loss ratio goals by analyzing premium and loss results for assigned territory by line of business through sound marketing. Promotes company products and programs. Monitors industry trends to stay well-informed of new products, distribution systems, trends, competitor offerings, emerging business and legal trends impacting management liability exposure. With supervision, establishes and maintains effective relationships with brokers in order to generate profitable premium dollars. Accompanies other underwriters to broker offices as required for marketing visits. Frequently entertains brokers to market services and ensure strong relationship to write business. Communicates with key underwriting personnel on all operational levels, and works closely with lower level associates to ensure compliance with underwriting guidelines and marketing plans. May perform other responsibilities as assigned. Reporting Relationships : Reports to Manager. Serves as individual contributor, no direct or indirect reports. Typical Skills and Experiences: Education : Undergraduate studies with focus in finance, accounting, economics, and/or risk management. Degree preferred. Experience : Five or more years related experience as a D&O, EPL and/or E&O Underwriter preferred. Previous business or finance experience helpful. Knowledge, Abilities and