Credit Risk Review Senior Group Manager, Director (Hybrid)

Credit Risk Review (CRR) provides independent, objective, reliable, valued and timely assurance to the Boards, the Committees, the Citigroup Chief Risk Officer (“Citigroup CRO”), Citibank CRO, senior management and regulators over the effectiveness of credit risk management and the ability of the Business and independent Risk Management to identify, monitor and mitigate current and emerging risks across Citigroup and Citibank. The Credit Risk Review Senior Group Manager is responsible for leading a team of professional credit reviewers (including C14 Senior Lead Reviewers, C13 Credit Reviewer, and Analysts) and independently managing all aspects of assigned Review Entities. Responsibilities include execution of Business Monitoring and Reviews in accordance with the CRR Manual, monitoring and evaluation of portfolios, strategies, and credit risks, assessment of the effectiveness of credit risk management of assigned businesses, proposal of pragmatic solutions to risk and control issues, and maintaining ongoing contact with a Review Entity’s senior management through continuous Business Monitoring and corrective action follow-up where applicable. The role also incorporates leading the team in the effective use of Citi-approved AI-enabled tools to enhance analytical depth, streamline review execution, and strengthen trend identification while maintaining full reviewer judgment.

Management and leadership of CRR Review Entities through quarterly Business Monitoring and periodic Reviews, including direct supervision, coaching, and development of a team of C14 Senior Lead Reviewers, C13 Credit Reviewers, and Analysts Assessment of the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across Citigroup and Citibank Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities, as well as managing team capacity and resource allocation Preparation and approval of Credit Assessment Documents in accordance with and at the quality standards required by the CRR Manual and Review Guides, incorporating AI tools as appropriate for drafting support, document comparison, and consistency checks Approval of relationship-level file testing prepared by CRR Wholesale Analysts, Guest Reviewers, and C13/C14 Credit Review Officers Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business Accountability for the quality, consistency, and timely delivery of teamwork products that include Credit Assessment Documents, Sample Rationale Documents, and CRR Wholesale Review Reports created for the assigned Review Entities Support Head of CRR Wholesale and Segment Heads on regional and/or global tasks and strategic initiatives Proactive communication to Segment Heads, Team Leads, Head of CRR Wholesale, and CRR Senior Management of any concerns, systemic control issues, and/or emerging risks that impacting the assigned Review Entities Travel required (25% to 50% depending on Region and portfolio complexity) Knowledge/Experience: Demonstrable financial services experience including 15+ years of credit experience in corporate, commercial, or retail banking Proven track record of managing, coaching, and leading professional credit