Business Risk Professional

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Performs underwriting evaluation of residential mortgage loan applications to ensure compliance with underwriting guidelines and alignment with organizational risk standards. Applies expertise across conventional and government‑backed loan products and demonstrates working knowledge of the full mortgage loan lifecycle, including closing, post‑closing, and pooling. Utilizes strong analytical, process facilitation, and project management skills to support sound decision‑making, effective stakeholder communication, and workforce planning. Demonstrates business risk awareness, credible business acumen, effective presentation and relationship‑building skills, and proficiency with standard business technology tools. Basic Qualifications - Bachelor's degree, or equivalent work experience - Five to seven years of applicable experience - Applicable professional certifications Preferred Skills/Experience - Advanced understanding of Home Mortgage Lending and Underwriting processes -In depth knowledge and experience with FHA and VA loans - Basic knowledge of Business Risk competencies - Strong process facilitation and project management skills - Effective presentation and relationship building skills - Well-developed analytical skills - Effective oral and written communication skills - Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs - Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations Location expectations   This role requires working from a U.S. Bank location three (3) or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants .

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here . U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the  E-Verify program . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may