Homeowners Liability Bodily Injury Adjuster-Consultant II -Remote

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

This role is responsible for investigating moderately complex and some complex comprehensive personal liability (CPL) claims, including unrepresentative moderate and CPL losses. Responsibilities include analyzing coverage, obtaining recorded statements, evaluating liability and damages, handling demands, issuing payments to appropriate parties, and negotiating settlements.

Negotiates and settles claims in accordance with business unit best practices. Review policy language and analysis determine coverage. Reviews of medical reports in preparation for claims settlement evaluation. Determines and explains coverage limits in moderately complex and some complex claims involving single or multiple claimants, also determines claim value. Sets initial reserve, updates reserve, documents rationale and claim summary notes. Act as the primary point of contact for policyholder attorneys, leading direct negotiations to resolve disputes efficiently. Researches and responds to moderately complex and occasionally complex customer communications, concerns, conflicts or issues. Summarizes documents and enters into claim system notes, documenting a claim file with notes, evaluations and decision-making process.

2 or more years of experience. Adjuster License. Strong negotiating experience and policy interpretation experience. Experience handling third-party bodily injury claims arising from homeowners, renters, landlord, ATV, boat, and golf cart insurance policies. This position is not available to Alaska, California, Hawaii or Washington residents.

This job does not have supervisory duties. Remote Home-Based Work: This position is a permanent remote home-based role. Your home office does not need to be near an Allstate office, but it does need to be in the United States. This position is not available for California, Alaska, Hawaii, or Washington residents. When you work from home full time, you’ll need: A home office – a dedicated workspace in your residence that is private and free from distractions. A minimum internet bandwidth of 50 MB down/5 MB up. Appropriate work surface and seating. What will Allstate provide? A technology bundle that includes all equipment needed to perform your work from home (laptop, monitors, headset, keyboard, mouse). Connectivity reimbursement of $80 per month to offset some of the cost of internet. Certificates, Licenses, Registrations: As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire.   If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.   Notice of Licensing Requirement:    As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply. Sign-on Bonus:   You may be eligible for a $1000 Licensing Sign on Bonus if you have the