yoinka

Banker - Real Estate

Citigroup

London United KingdomMid
Sign in to applyVerified 1h ago
Location
London United Kingdom
Work model
On-Site
Level
Mid
Posted
22h ago

About this role

The Director will be a senior member of the EMEA Real Estate Corporate Banking team, responsible for independently managing and developing a portfolio of strategic real estate clients, originating revenue opportunities and leading complex financing transactions. The role requires a combination of senior client coverage, commercial judgement, credit and structuring capability, disciplined execution and effective coordination across the bank. The individual will operate as a trusted deputy to the franchise head on selected relationships and transactions, while contributing to the continued growth, resilience and institutionalisation of the platform.

KEY RESPONSIBILITIES

Client coverage: Own and deepen relationships with listed and large private real estate clients across EMEA; establish direct credibility with CFOs, treasurers and senior finance decision-makers; lead strategic discussions on capital structure, liquidity, refinancing, hedging and funding diversification Origination and revenue: Identify, develop and convert opportunities across bilateral and syndicated loans, revolving credit facilities, term loans, acquisition bridges, bridge-to-bond or equity solutions, liability management, hedging strategies and cash management and other transactional banking solutions Transaction leadership: Lead transactions from initial client dialogue through structuring, underwriting, credit approval, syndication, documentation and closing; maintain clear accountability for execution quality, timetables and economics Credit and structuring: Assess leverage, cash-flow durability, refinancing risk, asset encumbrance, security, structural subordination, holdco/opco considerations, ratings implications and downside protection; formulate balanced, commercially credible risk recommendations. Internal coordination: Mobilise and influence risk, DCM, transaction & trade services, investment banking and other product partners; communicate clearly with senior stakeholders and resolve execution issues without unnecessary escalation Portfolio and risk management: Maintain disciplined oversight of client developments, exposure, returns, documentation, covenants and emerging risks; ensure timely escalation and high-quality account planning Team leadership: Direct and develop junior bankers, allocate work effectively, maintain high standards of analysis and materials, and contribute to a collaborative, accountable and performance-oriented culture. Franchise development: Support sector strategy, client prioritisation, market intelligence and senior management reporting; strengthen continuity and succession depth beneath the franchise head. EXPERIENCE AND QUALIFICATIONS 10 years+ of relevant front-office banking experience, with meaningful exposure to EMEA real estate clients and transactions Current or recent experience in real estate corporate banking, financing-oriented investment banking, or a hybrid coverage and finance role at a major international, UK or European bank Demonstrable personal ownership of senior client relationships and evidence of originating revenue, rather than solely supporting more senior coverage bankers Proven end-to-end leadership of complex financing transactions, including internal approval, structuring, syndication and documentation Strong knowledge of real estate credit, corporate finance, loan products and capital structure; familiarity with bond markets, ratings and treasury solutions is advantageous Excellent written and verbal communication, commercial judgement, attention to detail and ability to operate effectively under pressure. Track record of influencing senior internal stakeholders and coaching analysts, associates and vice presidents. Degree or equivalent professional qualification; relevant regulatory approvals and conduct standards to be satisfied. PERFORMANCE EXPECTATIONS Client ownership: Assume effective responsibility for a meaningful portfolio and deepen senior access Revenue generation: Build a

Banker - Real Estate at Citigroup — London United Kingdom | Yoinka