Third Party Risk Sr Analyst

Payment Network Compliance Senior Analyst (Visa/Mastercard/Discover) Merchant Compliance | Sponsorship Oversight | Acquiring About This Role Citizens is seeking a Payment Network Compliance Senior Analyst to support our sponsorship oversight program within the Payments Risk organization. This role is responsible for ensuring adherence to Visa, Mastercard, and Discover network rules across merchant and third-party relationships. This is a hands-on, execution-focused role —not a traditional vendor risk/GRC position. The work is case-driven, detail-heavy, and high-volume , requiring strong judgment, documentation accuracy, and follow-through. What You’ll Do Review and manage merchant compliance cases , including network violations, inquiries, and escalations Support third-party agent (TPA) , including network registrations Ensure compliance with Visa, Mastercard, and Discover rules and programs Maintain audit-ready documentation for all compliance activities and submissions Track, prioritize, and resolve multiple active cases simultaneously Partner with internal teams (Payments, Risk, Compliance) to investigate and resolve issues Identify and escalate potential risks or non-compliant merchant activity Support reporting and tracking using Excel and internal case management tools What We’re Looking For (Required) Direct experience in at least one of the following: Payment network compliance (Visa, Mastercard, Discover) Merchant acquiring or sponsor bank environment Merchant registrations, or violations handling Experience managing: Case-based compliance work (tracking, investigation, resolution) Regulatory or network-driven processes with documentation rigor Strong attention to detail and ability to produce accurate, audit-ready work Proven ability to manage high-volume, process-driven workflows Strong Excel skills (tracking, validation, reconciliation) Ability to work cross-functionally and independently drive issues to resolution Education: Bachelor’s degree or 1-3+ years’ experience in payments required Preferred Qualifications Experience with: Third-party agent (TPA) registration processes Merchant network compliance monitoring or acquiring operations PCI DSS, ADC (Account Data Compromise) Background in: Payments operations Fraud / Rules in payments context (not required but helpful) Experience improving or optimizing compliance workflows or tracking processes What This Role Is NOT Not a traditional TPRM / vendor risk / IT GRC role Not focused on cybersecurity frameworks (NIST, ISO) as primary work Not strategy-heavy—this is a hands-on operational role Team & Leadership Reports to Director – Sponsorship Oversight (Payments Risk) Team operates in a high-growth, high-volume environment Strong cross-functional exposure across Payments, Risk, and Compliance Why Join Citizens Recognized as a Best Place to Work (2026) and Fortune Top 100 Company Part of Reimagine the Bank (RTB) — a multi-year transformation to modernize technology, simplify operations, and empower teams Opportunity to build deep expertise in payments and network compliance , a highly specialized and in-demand domain Hours & Work Schedule Hours per Week: 40 Work Schedule: Monday - Friday Hybrid, 4 days on site from a Citizens corporate office, 1 day remote Work Location Options: This role can sit at ANY Citizens Hub where there is capacity, including: Locations: RI - Johnston MA- Boston NH-Manchester