Credit Analyst I (Onsite-Plano, TX)

Summary This role is not eligible for immigration sponsorship Samsung Electronics America, Inc. (SEA), the U.S. Sales and Marketing subsidiary, is a leader in mobile technologies, consumer electronics, home appliances, enterprise solutions and networks systems. For more than four decades, Samsung has driven innovation, economic growth and workforce opportunity across the United States—investing over $100 billion and employing more than 20,000 people nationwide. By integrating our large portfolio of products, services and AI technology, we’re creating smarter, sustainable and more connected experiences that empower people to live better. SEA is a wholly owned subsidiary of Samsung Electronics Co., Ltd. To learn more, visit Samsung.com. For the latest news, visit news.samsung.com/us. Role and Responsibilities Position Summary The employee will manage an assigned portfolio of accounts, applying the company’s credit practices and procedures. The employee will be responsible for continuous monitoring of their account portfolio, ensuring that credit limits are sufficient, alerting team leads to financial downturns, and suggesting credit actions or other risk-mitigating solutions. The employee will also be responsible for the initial risk analysis and setup of new accounts, working with various external teams to ensure appropriate documents are collected and accurate. Additionally, the position will require reporting both assigned and ad hoc reports that will be distributed within the group as well as to a broader audience.

Manage the commercial credit risk for an assigned portfolio of accounts made up of smaller limits and a less complex portfolio mix Complete credit reviews and assigned tasks on a timely basis Use credit risk analysis skills along with available risk assessment tools and third-party data to analyze and recommend limits for existing and new account requests Build strong relationships with: the Customer for periodic financial updates; Sales for forecasts and business needs; Legal to ensure proper documents are in place; Collection to ensure payments are made promptly; and ongoing interaction with Tax, Accounting, Order Management, and Supply Chain Follow established procedures and learn existing workflows Assist senior analysts in producing and maintaining recurring credit risk reports Skills and Qualifications Qualifications: Bachelor’s degree in Accounting, Finance, Business, or Economics Minimum 2-5 years in a similar field or related work experience Foundational financial statement analysis, liquidity analysis, and risk assessment skills Exposure to hedging options such as AR trade insurance and inventory finance Experience with D&B reports and other trade data is a plus Basic understanding of bank facilities and bank trade references is a plus Experience with SAP or similar ERP system preferred Necessary Attributes & Skills Solid analytical and problem-solving skills Ability to identify discrepancies and inconsistencies Strong attention to details is of paramount importance in this role Diplomacy and ability to deal with difficult situations Excellent Oral & Written Communication Skills Solid Microsoft Office skills (Word & Excel) V-lookup and Pivot tables (Macros a+) AI tool implementation and usage skills in the job function preferred Attitude towards work and timeliness in completing daily tasks Life @ Samsung - https://www.samsung.com/us/careers/life-at-samsung/ Benefits @ Samsung - https://www.samsung.com/us/careers/benefits/ Regular full-time employees (salaried or hourly) have access to benefits including: Medical, Dental, Vision, Life Insurance, 401(k), Employee Purchase Program, Tuition Assistance (after 12 months), Paid Time Off, Student Loan Program (after 12 months), Wellness Incentives, and many more.  In addition, regular full-time employees (salaried or hourly) are eligible for MBO bonus compensation, based on company, division, and individual