Chief Risk Office Risk Manager - Payment Services (Consumer & Small Business Credit Cards)

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

SUMMARY Are you a risk leader passionate about credit card processes? We're looking for a seasoned professional who can combine deep risk expertise with a keen eye for content quality, helping shape and strengthen the materials that drive high-impact business and regulatory initiatives. The ideal candidate is an accomplished risk leader with extensive expertise in credit card risk, governance, and content review, recognized for driving strategic initiatives through insightful analysis, strong regulatory acumen, and the ability to translate complex requirements into clear, actionable outcomes.

Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense. BASIC QUALIFICATIONS - Typically more than eight years of applicable experience. - Bachelor's degree, or equivalent work experience. PREFERRED SKILLS/EXPERIENCE - Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business. - Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls. - Thorough knowledge of Risk/Compliance/Audit competencies. - Strong analytical, process facilitation and project management skills. - Effective presentation, interpersonal, written and verbal communication skills. - Effective relationship building and negotiation skills. - Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations. - Applicable professional certifications. LOCATION EXPECTATIONS - This role requires working onsite from a U.S. Bank location three or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants .

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here . U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to