Sr. Consumer Underwriter - NJ

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Sr. Consumer Underwriter - NJ

General information

Career area

Underwriting

Work Location(s)

WFH - New Jersey, NJ

Remote?

Yes

Ref #

22755

Posted Date

07-23-26

Working time

Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

Location: remote but must reside in the state of New Jersey (NJ) *Will hire as 3F (Sr. UW) or 3G (reg UW) depending on experience* For over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need – and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter – Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.

The Work Itself

Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles Leverage high-touch and high-tech capabilities to negotiate contracts Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers Requires flexibility in work schedule; evening hours, limited travel, and weekends required

The Skills You Bring

3G – Underwriter High school/GED is required; bachelor’s degree is preferred. 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required Ability to perform technical based activities Knowledge of and exposure to fundamental theories, principles, and concepts. Demonstrating technical expertise and relationships to supply to strategy and drive business results Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics Excellent sales, negotiation, problem solving, and analytical skills Must be an independent worker with strong time leadership skills Base Pay Range: $55,000 - $75,000 - $95,000 3F – Sr. Underwriter High school/GED required; bachelor’s degree strongly preferred 3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is required; 5+ years in auto finance underwriting experience preferred 2+ years leadership experience preferred Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive