Physical Damage Specialist - Field

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

As a dedicated Field Physical Damage Specialist, you will work within defined guidelines and framework, responsible for building relationships and providing oversight of our third-party vendors through virtual or in person interactions with members, claimants, and third-party personnel. You will drive USAA's financial strength by ensuring accuracy and quality of third-party vendors’ work product. You will work to resolve problems with a focus on the mission and exceptional member experiences. This is a field-based role in the state of Montana . Candidates who are willing and able to work remotely and travel extensively throughout Montana are encouraged to apply. Regular travel is required to conduct on-site inspections, meet with customers, and support business needs across the state.

Responsible for on-boarding, oversight, maintaining partnerships, and coaching to performance of our contractual and/or operational goals as applicable. Evaluates vendor work product to ensure quality, accuracy, and adherence to the terms and conditions of the contract. Collaborates with 3PRM on vendor footprint to balance member needs and operational resources. Responsible for complaint and payment discrepancy resolution within the vendor MOI. Provides direction as needed on borderline Total Loss situations. Accountable for providing decisions and insight on losses physical damage within authority granted and advances requests for further authority as needed. Acquires and applies advanced knowledge of P&C insurance industry products, services, contracts and internal processes and procedures to ensure compliance. Supports workload surges and/or Catastrophe Operations, as needed. Assists with managing output/throughput and associated USAA adherence guidelines affiliated with Auto Physical Damage processes (e.g., Rental, Alternative Parts Utilization, Vehicle Owner Communication, Assignment Completions). Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What You Have: High School Diploma or General Equivalency Diploma. 4 years auto physical damage estimating experience. Currently possess or acquire and maintain individual I-CAR Platinum Pro-Level 3 certification within 12 months of hire. Capability to prioritize, solve problems and effectively communicate next steps and path to resolution. Effectively communicates through multiple channels to include utilization of digital tools to drive speed, accuracy, and service. Acquisition and maintenance of insurance adjuster license within 90 days and designated number of attempts. Strong oral and written communication skills. What Sets You Apart: Proficiency with CCC vehicle damage estimating system Current P&C insurance adjuster license US military experience gained through military service or gained as a military spouse / domestic partner Other Work Requirements: May require the ability to crouch and stoop to inspect damaged vehicles. Meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver’s license. Compensation range: The salary range for this position is: $77,120 - $147,390 . USAA does not provide visa sponsorship for this role. Please do not apply