Senior Underwriter

Company Details

Nautilus delivers smart underwriting solutions and exceptional customer experiences to appointed General Agents in all 50 states and D.C. We focus on providing solutions to benefit our agents through enhanced product offerings, underwriting expertise, technology, education, and service that promote ease and convenience, making us a premier partner in the industry.

We have more flexible policy terms and premium rates on a non-admitted basis. Our focus is small to medium property and casualty risks on both an admitted and a non-admitted basis. Our offerings are distributed through partnerships with appointed wholesale surplus lines producers. We define our relationships through mutual success, speed to market, a customer-centric focus, and an expanded appetite. Coverage placed by Nautilus Insurance Group is provided by Nautilus Insurance Company and Great Divide Insurance Company, both W. R. Berkley Corporation members with A.M. Best (Superior) A+ XV ratings.

Responsibilities The Senior Underwriter provides support to the underwriting process, making appropriate decisions within your underwriting assigned authority levels. Review insurance applications and process accounts. Project a professional company image through internal and external customer interaction. Additionally you will:

Identify and develop plans to expand agency relationships with assigned offices. Provide analysis and identification of agency staff to develop plans and approaches for building deeper agency relationships. Assess new and renewal accounts to determine acceptability based on NIC underwriting guidelines and authority granted. Review new and renewal accounts to verify issuance is in compliance with NIC underwriting guidelines, address discrepancies as needed, and enter information into appropriate systems. Establish types and limits of coverage to be provided. Create, analyze, and interpret data from various systems and underwriting resources. Monitor production, profitability, and maintain agency relationships. Collaborate with underwriting team as well as other departments on underwriting philosophy. Effectively communicate (written/verbal) information to both internal and external customers to ensure our standards of excellence are maintained. Consult with agency staff to obtain additional information on existing accounts. Promote consistency throughout underwriting teams by contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals. Maintain confidentiality with discretion and integrity with both internal and external information. Maintain familiarity with state laws and filing requirements within assigned territory to properly transact business within a state. Consult with underwriting team to determine if reinsurance is needed and negotiate terms with designated reinsurer companies. Identify and recommend changes to policy verbiage when standard text is not appropriate. Seek manager approval before implementing. Monitor the amount of insurance in force on a single risk or group of closely related risks. Evaluate the possibility of catastrophe losses and take necessary action. Occasionally assist with the development of special programs, underwriting procedures, and educational seminars. Compose reports and business correspondence such as travel summaries, agendas, and meeting minutes. Coordinate internal and/or external visits including, but not limited to, scheduling meetings, confirming staff availability, and arranging meals/entertainment. Provide guidance and support to less experienced team members within the department. Travel to agent offices and/or other external events is required. Perform other duties as assigned.

ADMITTED ESSENTIAL DUTIES AND RESPONSIBILITIES (when applicable)

Process applicable state forms. Maintain familiarity with rule and rate filings. Utilize various underwriting tools to determine accurate