VP Remedial Management Officer

The VP Remedial Management Officer is responsible for providing independent valuation and financial analysis support for the Bank’s portfolio of non-performing loans (NPLs) and distressed exposures. The role supports strategic decision-making related to restructuring, recovery, refinancing, enforcement, and exit strategies by assessing the value of underlying collateral, businesses, and loan cash flows. Working closely with Special Assets Transactors, Internal / External stakeholders, the analyst will evaluate complex credit situations and provide recommendations that optimize recovery outcomes while ensuring compliance with the Bank’s risk management framework.

Credit Analysis & Portfolio Management Conduct detailed valuations of distressed assets, including corporate entities, commercial real estate, and other forms of collateral supporting non-performing loans Develop and maintain financial models using discounted cash flow (DCF), liquidation, and market-based valuation methodologies Perform scenario analysis and stress testing to assess recovery prospects under various restructuring and enforcement strategies Evaluate borrower business plans, cash flow forecasts, and turnaround strategies to determine viability and repayment capacity Analyse financial statements, management accounts, and industry trends to identify key valuation drivers and risks Credit Recovery and Remedial Management Support Support remedial management teams in developing restructuring, refinancing, and exit strategies for distressed exposures Assess collateral coverage, recovery values, and potential loss estimates to support provisioning and impairment decisions Prepare valuation reports and recommendations for internal credit committees, senior management, and regulatory reviews Closely monitor performance of portfolio accounts and identify changes in collateral values or borrower circumstances that may impact recovery outcomes Assist with enforcement strategies, asset disposals, and insolvency proceedings where required Contribute to the development of new analytical techniques, workflow enhancements, and process improvements within the Remedial Management function Stakeholder Management & Governance Liaise with SA transactors, Credit Risk Managers, Legal, and Finance teams to ensure a coordinated approach to problem-credit management Present valuation findings and recovery recommendations to senior stakeholders and governance committees. Ensure all valuations comply with the Bank’s internal policies, regulatory standards, and accounting requirements. Maintain comprehensive documentation supporting valuation assumptions, methodologies, and recommendations. Support internal audits, regulatory reviews, and model validation exercises. Qualifications & Experience Required:

Bachelor's degree in careers like Business Administration, Accounting, Finance, Economics and similars. Advance level in English and Spanish Experience:  5-8 years of relevant experience in credit analysis, corporate restructuring, distressed debt, special assets, or corporate/investment banking. Ability to analyze and evaluate financial statements, corporate business plans, and cash flows across a diverse range of industrial sectors. Hands-on experience with corporate valuation methodologies, including Discounted Cash Flow (DCF) and relative valuation (multiples) techniques. Advanced financial modeling and analytical skills, including proficiency in Microsoft Excel and financial analysis tools. Good written and verbal communication skills, with a proven ability to negotiate, influence decisions, and build relationships with senior internal and external stakeholders. Ability to work autonomously with high accountability, while also collaborating effectively as a proactive team player. Able to work in a hybrid mode from Mexico Citi Preferred : Master of Business Administration (MBA) in Finance, Chartered Financial Analyst (CFA), or an equivalent