Counsel II

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Department Overview: TD Legal is dedicated to providing industry-leading strategic legal advice and risk-calibrated counsel to all TD business segments and corporate functions.  Collaborating with talented colleagues and partners in a variety of legal specializations, members of TD Legal have the chance to develop their skills every day.  From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals.  Job Accountabilities: As Counsel, you will work as part of a team to provide ongoing support and legal advice primarily to Everyday Banking, Savings & Investing (ESI) within the Canadian Personal Bank. This includes: Providing legal support for change initiatives involving personal deposit accounts, overdraft protection, digital banking and other day-to-day banking products and services; Drafting, reviewing and negotiating contracts with third parties, terms of use, customer agreements, and related collateral;  Participating in the product development process, issue-spotting and liaising with subject-matter experts (internal and external) to guide relevant TD business segments to workable solutions; Reviewing internal and external materials for relevant TD business segments, including disclosures, contracts, policies, customer communications and marketing materials; Advising on compliance with federal and provincial legislative/regulatory requirements, including consumer provisions within the Bank Act and related codes/commitments; Reviewing and advocating on legislative developments, including through industry forums; Applying expertise and thinking creatively to address unique or novel matters and working collaboratively with colleagues across business lines and corporate functions to help identify and prevent future legal and regulatory risks; Contributing to colleague development within the Legal Department by discussing emerging legal and business issues; Staying up-to-date on legal issues affecting your areas of responsibility, including by attending external presentations and liaising with contacts within the industry, law firms, and professional associations as appropriate; Working collaboratively with other members of TD Legal to deliver the highest quality of service; Contributing to high-priority TD Legal Department initiatives, including knowledge management and workflow improvement; and Broader work or accountabilities that may be assigned as needed. Job Requirements: Licensed to practice law in Ontario. Minimum 3 years of experience practicing law in Canada. Experience advising on Bank Act requirements as they relate to retail banking products. Knowledge of financial services and consumer protection laws would be an asset. Strong analytical and communication (verbal and written) skills and ability to provide advice in a clear, concise and time-sensitive manner, in both legal and business settings. Strong organization skills and ability to work in a fast-paced, detail-oriented environment and manage